4926 La Cuenta Drive, San Diego, CA 92124 800.973.3328sdffcu@sdffcu.orgM-F 8:00am - 3:30pm

Certificate Account Information

EARN HIGHER DIVIDENDS – GET MORE FOR YOUR MONEY!

Interested in setting up a CD? Please call us at 800.973.3328 or stop in today. Click the Contact Us button for location information and additional contact resources.

Our term Certificates of Deposit earn you higher dividends, and are available in a variety of denominations and terms/maturities. Minimum deposits start at $2,000, and maturities range from 3 – 60 months – at the most competitive rates! IRA accounts are also available with either a defined term or a regular savings rate.

  • Earn higher dividends
  • Short-term commitment at no risk
  • Minimum to open $2000
  • Reminder notice sent 30 days prior to maturity
  • No action required to renew a certificate. Funds are automatically renewed into
  • a new certificate at the current dividend rate, with the same term length at the
  • the original certificate, with a 7-day grace period, unless otherwise instructed
  • prior to maturity.
  • Funds are insured by the NCUA
View Dividend Rates

LADDER YOUR FUNDS FOR MORE FLEXIBILITY

When opening your new certificates of deposit, we recommend a technique called “laddering”, a strategy that deposits approximately equal amounts in every maturity within a given range, allowing you more flexibility and an ability to move quickly in the event of rate changes. (Early withdrawal penalties may apply when withdrawing funds before the maturity date).

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