4926 La Cuenta Drive, San Diego, CA 92124 800.973.3328sdffcu@sdffcu.orgM-F 8:00am - 3:30pm

Checking Account Information

Ready to get started with Free Checking? Please call us at 800.973.3328 or stop in today. Click the Contact Us button for location information and additional contact resources.

You get all of these services with your SDFFCU Checking Account!

Free Checking

Our checking is hard to beat!

  • FREE CHECKS with direct deposit
  • No minimum balance
  • No monthly service fees
  • No “Per Check Charge”
  • Overdraft protection available*
  • Direct deposit of your paycheck
  • Your canceled check copies available on line, safe and secure
  • Fast, convenient e-statements available on our secure website
  • Immediate access to your checking account history on line


Free Online Bill Payment

No more writing checks, licking stamps or mailing envelopes. Now you can pay bills online at no charge*.

Choose from:

  • Pre-authorized Bill Payment (recurring)
    You establish payments for recurring bills automatically paid each month, such as rent,
    mortgages, or loans.
  • On-Demand Bill Payment (non-recurring payments)
    For bills that fluctuate each month, like credit cards, or utilities, choose this option.

*On approved credit. Certain restrictions apply. After 60 days of non-use bill pay service may be terminated. $10 reinstatement fee may apply if you request to be reinstated.

Free Audio Teller

Free account access available 24 hours a day.

  • Balance Inquires
  • Transfers
  • Withdrawals
  • Account History
  • Loan Payments
  • Place a Stop Payment on your check

Call 800-973-3328 for this free service!

Online Access

  • Review your account online where you can obtain your checking account history, balance your checkbook and see your canceled checks.
  • Sign up for free e-statements
  • With our VIRTUAL BRANCH ONLINE BANKING you can be sure your information is safe and secure.