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Auto Rates*

Rates as of: July 28, 2017
    
Model Years 2010 + Newer**Model Years 2009 + Older
*APR as low asTerm *APR as low asTerm
1.49%42 Month3.49%42 Month
1.99%60 Month3.99%60 Month
2.99%72 Month4.99%72 Month
3.99%84 Month - $30K or more5.99%84 Month - $30K or more
New-Finance up to100% purchase price plus tax and license; Used-Not to exceed retail value; 90 days no payments are for qualified borrowers; interest to accrue from date of loan. NEW LOANS ONLY.
**2009 & Older Vehicles-Add 2% to rate (promo 1.49%+2.00%=3.49%); A minimum of $30k is required for terms greater than 72 months. Other rates and terms available. Rates Subject to Change; On Approved Credit;

New / Used RV Rates

Rates as of:July 28, 2017
Loan TypeTerm*APR as low as
New/Used5.25-5.99%
Finance 100% of purchase price Finance 100% (not to exceed retail value)

New / Used Boat Rates

Rates as of:July 28, 2017
Loan TypeTerm*APR as low as
New/Used5.25-5.99%
Finance 100% of purchase price
plus tax & license
Finance 100% (not to exceed retail value)

New / Used Motorcycle Rates

Rates as of:July 28, 2017
Loan TypeTerm*APR as low as
Finance 100% of purchase price
plus tax & license
Up to 84 months5.99%-7.25%

Real Estate Rates

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
First Mortgage Home Loansup to 30 yearsPlease call 619-283-7026 for current rates.
***Home Equity Line of Credit - 80%180 months3.99% ARM
Second Trust Deed - 80%LTV120 months4.99%
Second Trust Deed - 80%LTV180 months5.50%
Second Trust Deed - 80%LTV240 months5.75%
***On approved credit. Maximum HELOC 80% combined loan-to-value. After the intro period, the rate will adjust based on the prime rate as published in the Wall Street Journal, plus a margin of .75%. Minimum credit line of $20,000 required; $10,000 minimum initial advance required at time of funding. The rate may not increase more than 6% over the start rate. Your rate may vary.

Signature Loan Rates

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
SignatureOpen9.9%

Bill Consolidation

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
Bill ConsolidationOpen9.9%

Line of Credit Rates

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
Line of CreditOpen13.9%

Share Secured Rates

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
Share Sec'D120 monthsSH RATE + 3%

Certificate Secured Rates

Rates as of:July 28, 2017
Loan TypeTerm *APR as low as
CertificateMaturity DateCD RATE +3%

Visa Account Rates

Card TypeTerm / Amount *APR as low as
Visa Classicup to 10K12.9%
Visa Goldup to 20K11.9%
Visa Platinumup to 25K9.9%

 

*Annual Percentage Rates (APR)

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