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Loan Payment Calculator with Amortization Schedule

Loan Payment Calculator with Amortization Schedule
This calculator will compute a loan’s monthly payment amount based on the principal amount borrowed, the length of the loan and the annual interest rate. Then, once you have computed the monthly payment, click on the “Create Amortization Schedule” button to create a report you can print out. Note that each time you change one of the loan’s variables you will need to recalculate the monthly payment before creating the Amortization Schedule.Longer term loans may take a few moments for the report to be generated.
How much are you looking to borrow?
What is the loan’s annual interest rate?
What is the term of the loan in years?

This is the amount of your monthly payment:

*DISCLOSURE – Calculators are not guarantees of credit.

Loan Comparison Calculator

Loan Comparison Calculator
This calculator will calculate the monthly payment and interest costs for up to four loans — all on one screen — for comparison purposes.To calculate the payment amount and the total interest of any fixed term loan, simply fill in the 3 left-hand cells of the first row and then click on “Compute.” Use the other three rows to see what effects are produced by changing any one of the loan’s original variables.
Principal Interest
Rate
# of
Payments
Compute Monthly
Payment
Total
Interest
Reset

*DISCLOSURE – Calculators are not guarantees of credit.

 

Certificate of Deposit Calculator

Certificate of Deposit Calculator
This calculator will compute the future value and annual percentage rate of your certificate of deposit.
Enter the deposit amount ($):
Enter the annual interest rate (%):
Enter the number of months (#):
Compounding interval:

Future value:
Interest earned:
Annual percentage yield (APY):

*DISCLOSURE – Calculators are not guarantees of credit.

IRA to Roth Conversion Calculator

IRA to Roth Conversion Calculator
This calculator that will help you to compare the estimated consequences of keeping your Traditional IRA as is, versus converting your Traditional IRA to a Roth IRA.Assumptions: This calculator assumes you will keep your Roth IRA for at least 5-years and you won’t withdraw any funds until age 59-1/2. The calculator also assumes your return on investment remains constant and that you will remain in the indicated federal tax bracket for each period (conversion may or may not push you into a higher tax bracket for the year of conversion). Finally, the calculator does not account for any state taxes or AMT (Alternative Minimum Tax). All results are hypothetical, so be sure to consult a qualified tax professional before making any decisions regarding your existing IRA.
Current age:
Age at retirement (start making withdrawals):
Number of years to receive income:
Pre-retirement rate of return on investments (% before tax):
Post-retirement rate of return on investments (% before tax):
Current federal income tax bracket (%):
Federal income tax bracket during retirement (%):
Current IRA balance:
Non-deductable (pre-taxed) portion of current IRA balance:
Conversion tax will be paid from:

At Conversion Traditional IRA Roth IRA
Current deductible portion of IRA:
Non-deductible portion of current IRA:
Forgone investment amount used to pay conversion tax:
Conversion amount:
Conversion tax paid from IRA:
Comparison balance:
From Now Until Retirement Age Traditional IRA Roth IRA
Estimated deductible portion of balance:
Estimated non-deductible portion of balance:
Estimated of forgone investment value:
Estimated Roth IRA balance:
Estimated value at retirement:
During Retirement Traditional IRA Roth IRA
Annual after-tax income from deductible portion:
Annual after-tax income from non-deductible portion:
Annual forgone investment income:
Annual Roth IRA income:
Comparison Totals Traditional IRA Roth IRA
Total annual after-tax income:
Total monthly after-tax income:

*DISCLOSURE – Calculators are not guarantees of credit.

Retirement Savings Calculator

Retirement Savings Calculator
Use this calculator to compute how much you would need to have invested in order to withdraw a specified amount each month over the course of a specified period of time. For example, if you want to be able to withdraw $500 during each month of your expected 20-year retirement, this calculator will tell you that if you expect to earn a 10% interest rate you will need to have $51,812.30 saved up by the time you retire. This is often referred to as “Present Value of an Annuity” analysis.To compute the Present Value of an Annuity, fill in the first three text boxes and then click the “Compute” button.
Enter the amount you would like to withdraw each month:
Enter the annual interest rate you expect to earn:
Enter the number of years you would like to make the monthly withdrawals:

This is how much you need to have saved:

*DISCLOSURE – Calculators are not guarantees of credit.

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