4926 La Cuenta Drive, San Diego, CA 92124 800.973.3328sdffcu@sdffcu.orgM-F 8:00am - 3:30pm

IRA Account Information

Interested in setting up an IRA account? Please call us at 800.973.3328 or stop in today. Click the Contact Us button for location information and additional contact resources.

Earn more money for your retirement years! Our IRAs offer the flexibility of no minimum deposit and no limit on the number of contributions, while IRA term Certificates of Deposit enable you to lock in higher rates on larger deposits.* You can have one, or the other, or even both.

Roth IRAs are now available at the credit union. This IRA is funded with nondeductible contributions and gives you the opportunity for tax-free withdrawals.

  • Choose from traditional or Roth IRAs
  • Earn higher dividends and lock in your money for your retirement years
  • No minimum deposit to open
  • No minimum balance required
  • Dividends may be tax deferred or tax deductible. Consult your tax advisor
  • Make your contributions automatically through payroll deduction to your account
  • Funds insured up to $250,000 by the NCUA **

*Early withdrawal penalties may apply when withdrawing funds before the maturity date.
** Certain restrictions apply.

View Dividend Rates