Solar & Energy Efficiency Loans

For the Environment and for the Savings. SDFFCU is committed to our environment and helping you finance sustainable solutions for a greener lifestyle.

We have low-rates and flexible loan term options that can help you be more energy-efficient and reduce your carbon footprint AND save money!

Energy Efficiency Loans

SDFFCU is proud to offer solutions for the purchase and installation of solar systems and energy efficiency improvements including Heating, Ventilation & Air Conditioning (HVAC) systems and windows. The only collateral is the equipment itself, so the loan does not require home equity, is not a second mortgage and does not require an appraisal. There are no origination fees, no application fees, and never a penalty for early repayment. 

Fixed- Rate Solar Loans

Finance your solar energy system so that you pay over-time, as your system generates electricity and reduces your energy bills!  Photovoltaic (PV) systems, solar water heaters, battery back-up systems and all the accompanying equipment, supplies and installation costs qualify for this loan. With fixed-rate loan terms up to 20 years.  Start your renewable energy generation today and lock in your low cost of energy for years to come.

Get started ONLINE today! – Apply Here OR CALL US AT 619-283-7026

Fixed interest rates throughout the life of the loan:  Check Rates

Purchase solar panels and your qualifying energy efficiency systems from a reputable dealer for your owner-occupied residence in California.