4926 La Cuenta Drive, San Diego, CA 92124
800.973.3328
sdffcu@sdffcu.org
M-F 8:00 a.m. - 3:30 p.m.
Get pre-approved today while our rates are in the 4's! PLUS, First payment may be deferred up to 90 days for qualified members**. Apply now!
*APR= Annual percentage rate may vary based on credit and collateral qualifications. Loan amounts and terms based on age, mileage, and conditions of vehicle. Other rates and terms may be available for model years not reflected. Monthly payment per $1,000 for 24 months at 4.49% APR = $43.64. All loans are subject to approval. Program, rates, terms, conditions, and services are subject to change without notice. Minimum monthly payment $100. Interest rate includes a discount for automatic loan payment from your SDFFCU account. Rates and terms subject to change without notice.
**Interest will accrue during deferment period.
Represent this season with a SDFFCU VISA!
Apply for any of our SDFFCU
VISA cards NOW by phone at 619.283.7026
or for even greater convenience
apply on-line 24/7 (click here)
You may be approved in minutes!**
Low Rates. Deferred Payments.
Take advantage of our low auto loan rates AND deferred payments upon qualification!
Get pre-approved at www.sdffcu.org/auto-loans
*APR = Annual Percentage Rate. Monthly payment per $1,000 is $41.96 at 4.59% APR. for 12 months. Interest rates and terms may vary based on credit and collateral qualifications. Minimum monthly payment is $100. Rates and terms subject to change without notice.
**Upon approved credit.
TODAY is the day for those new wheels!
Pre-approval at www.sdffcu.org/auto-loans
Then, let our free auto-buying service, Autoland, help you find what you are looking for: www.sdffcu.org/vehicle-buying-service
2024 9/11 Memorial Stair Climb
Pictured is SDFD Chief Stowell & Monica Lewis from SDFFCU at the 2023 Stair Climb event.
Dreaming of those SUMMER TOYS?
We will help you get them! Just click on your idea of fun and we can approve a loan for you right away!
Motorcycle Loans... https://www.sdffcu.org/motorcycle-loans
RV Loans...https://www.sdffcu.org/rv-loans
Boat Loans ... https://www.sdffcu.org/boat-loans
Truck Loans ...https://www.sdffcu.org/auto-loans
VISA ...https://www.sdffcu.org/visa
SDFFCU and AUTOLAND make vehicle buying so easy….
1. START with 24/7 auto loan approval. See us online today at https://www.sdffcu.org/auto-loans Upon qualifying, MAKE NO PAYMENTS all summer!* Bi-weekly payment options are available
2. SHOP online for your vehicle at https://sdffcu.autoland.com
3. TRADE-IN or SELL your old car with Autoland, they'll do the legwork, you get paid, and there is no purchase required.
4. PICK UP your new vehicle easily at SDFFCU!
Call us at 619-283-7026 or get 24/7 Auto Loan approval at https://www.sdffcu.org/auto-loans
*On approved credit. NO PAYMENTS for 90 days for qualified borrowers only. Interest will accrue from start date of loan. NEW LOANS ONLY. Offer subject to change without notice and other restrictions may apply. Please speak with a Member Service Representative for complete details.
Getting Started is Easy.
Simply choose your preferred Mobile Wallet, add your SDFFCU VISA cards, and get started today!
Questions? Call us at 619-283-5477
Everything is turning GREEN!
ADVANTAGES OF AN SDFFCU AUTO LOAN
• A lower interest rate - Saves you money
• Lower payments - Saves you money
• No Payment for up to 90 days - Frees up money
• Bi-weekly payments - Smaller manageable payments
• Electronic signing available - Convenience, saves you time
To get YOUR Pot of Gold, call us at 619-283-7026, or apply online (CLICK HERE)
*APR= Annual Percentage Rate. 4.99% is for vehicles 2021 or newer for up to 24 months. Payment example $43.87 for every $1,000 loan amount. Minimum monthly payment $100. Other terms and rates are available. On approved credit. Interest rates and terms are subject to change without notice.
**Finance Charge will continue to accrue
What can we do for YOU?
Contact us HERE or call us at 619-283-7026
What can we help YOU with?
In these times of inclement weather, if you experience any damage, we can help you.... Remember, we are always here for you for whatever you need.
* We are here to assist you with loans
* We are here to defer loan payments for you
* We are here to give you cash advances
CLICK HERE to help us help YOU!
Get YOUR SDFFCU VISA for the holidays today!
Just CLICK HERE to apply for any of our three VISA cards and get 24/7 approval in minutes!
We are here for you even during holiday closures.
Use our many online banking avenues for your convenience during the holiday closures.
SNEEK PEEK of our New App coming early December!
To see a SNEAK PEEK of our new SDFFCU app coming early December with so many enhancements, including credit monitoring, (Click Here)
• Energy Efficient Windows • Energy Efficient Appliances
• Solar and Solar Batteries • Heating and Air Conditioning
• Xeriscape Landscaping • Rates as low as 5.99%APR*
*APR = Annual Percentage Rate. Rates are based on creditworthiness, payment method, and loan term. Monthly payment per $1,000 borrowed for 60 months at 5.99% APR = $19.33. Rates are effective September 26, 2023 and are subject to change without notice. All loans are subject to credit approval. Other rates and terms are available. Restrictions and conditions may apply. Property must be a single family home owned by the applicant in the state of California. Loan amounts from $2500 to $125,000 Terms 60 months to 240 months. UCC1 filing is required on your California primary residence.
System Enhancements
to make your banking easier and even more secure
coming in early December!
San Diego Firefighters Federal Credit Union is excited to announce we are upgrading our digital banking experience - Mobile Banking, Bill Payment, Contactless Cards, and Mobile Deposit.
Stay tuned.... great things are just around the corner! Feel free to contact us at 619-283-5477
Maui Wildfire Relief
The devastating wildfires that ravaged the island of Maui and the town of Lahaina last week have caused many people to wonder how they can help the victims of these fires. Unfortunately, first responders such as Fire, Police and Lifeguards were also among those who lost family members, their homes and all their valuables. Charitable giving websites have popped up all over the internet, but many of those can be suspect and should be avoided.
SDFFCU contributed to the relief effort, and you can too!
MAKE A TAX DEDUCTIBLE GIFT and SUPPORT RELIEF FOR MAUI WILDFIRE VICTIMS AND HAWAII FIREFIGHTERS.
The California Fire Foundation has started a relief fund for the citizens and firefighters impacted by the August 2023 Maui wildfire. The town of Lahaina and the entire state of Hawaii are reeling from the devastation, and 100% of proceeds will be directed to Hawaii Fire Fighters Association, IAFF Local 1463, who will directly administer aid to survivors of the fire and firefighters who have been injured and lost their homes in the wildfire.
Maui Firefighters: www.hawaiifirefighters.org (processed via the California Fire foundation). Click on DONATE NOW
About California Fire Foundation: CFF provides critical support to surviving families of fallen firefighters, firefighters, and the communities they serve. Your tax-deductible donation will help us provide aid to victims of the Maui Wildfire through our Disaster Relief program.
The California Fire Foundation (CFF) is a charitable, non profit corporation and is tax exempt under Section 501(c)3 of the Internal Revenue Code - Tax ID 68-0118991.
"For our City"
San Diego Firefighters Federal Credit Union CONGRATULATES the 23 newest members of the SD Fire Rescue Department.
San Diego Firefighters FCU is a proud continued sponsor of the academy graduation. On August 17, 2023 Honor Recruit H. Atha along with Chief Stowell performed the
customary first cut of the cake with a life-size axe. The credit union also presents a $250.00 check to the Honor Recruit.
Good Luck 97th SD Fire Academy Grads--- "For our City"
Interest rates have been on the rise,
but we have kept ours LOW.
• FIRST TRUST DEEDS • SECOND TRUST DEEDS • HOME EQUITY LINES OF CREDIT
Get started TODAY and take advantage of your home equity.
LOCK your rate today and save $$$$.
Put your home to work for you before interest rates increase.
For more information contact our Mortgage Department
at 1-866-217-6825 or get started NOW....
For 1st and 2nd Trust Deeds, (Click Here)
For Home Equity Lines of Credit, (Click Here)
All loans are on approved credit. Call us for current rates.
To get PreApproved 24/7, (Click HERE) to see all of our loan options for Summer Fun!
Spring Breezes in with a Debt Consolidation Loan.
Do you have credit cards or personal loans with high interest rates? Let us help you lower your monthly bills and save you interest at the same time. Are your monthly payments TOO high? How about bi-weekly payment for a lower manageable payment plan?
Get started today (CLICK HERE) or call us at 619-283-7026
Home Equity Line of Credit for cash when you need it.
Property taxes, income taxes, remodeling, adding solar, or an outdoor patio? Get one easy HELOC from SDFFCU for cash when you need it!
Call us at 619-283-7026 or (CLICK HERE) for more information and online approval.
Take Control! Use your SDFFCU VISA CARDS for ALL your vacations.
Easily manage your SDFFCU credit cards. CardValet helps you control your cards through your mobile device, making it easy to set alerts, and manage your finances on the go while you vacation!
Don't have an SDFFCU VISA?
Call us for more information at 619-283-7026 or apply online (HERE) You may be approved in just minutes!
Play it SAFE.
CardNav – Full control over your debit card usage in a way you’ve never had before.
• Manage how, when and where your cards are used—
• Turn any card on, or off—in seconds.
• Ensure you are the only person using your cards.
• Turn your cards into active budget participants.
• Receive alerts when suspicious activity is suspected.
• Stop fraudulent activity before it even happens with the alert feature of CardNav.
• Location – based on where the transaction occurs
• Transaction type – based on type of transaction at point of sale
• Merchant type – based on the type of merchant where the transaction occurred
• Threshold – based on the threshold amount set by the use
Want to learn more, or begin using CardNav now?
Download the app on GooglePlay or AppleStore and begin using CardNav immediately. You can also download CardValet for security on your SDFFCU VISA card.
For more information, (Click Here)
From San Diego Firefighters FCU
Have a Warm and Wonderful Season with your family and friends!
YOU are our gift this year with your continued support and dedication to the credit union.
We thank you.
Remember that we will be closed on Monday, December 26, 2022, and Monday, January 2, 2023.
Use our many online banking avenues for your convenience during the holiday closures.
Support your local firefighters!
Stocking stuffer idea?
Support your local Fire Station-- purchase a station t-shirt!
The money all goes back into the T-shirt fund-- SD Fire Station 39 is right across from SDFFCU, so we call them the credit union's "station". To support them, we purchased station t-shirts for the staff.
Support your local firefighters! Get yours today from most any station in San Diego!
SDFFCU VISA PLATINUM
with New uChoose Rewards!
REWARD YOURSELF while you reward others. It all begins with SDFFCU PlatinumVISA with uChoose® Rewards
• Over 3 million merchandise options • Redeem your points for Cash Back Redemption
• Gift cards for over 440 brands in multiple denominations including cryptocurrency
• Account Pooling/ Linking Accounts • Travel, including short-term rentals • Sporting events, concerts, theater tickets
Already have a SDFFCU VISA CLASSIC or GOLD? Request an upgrade!
Get 24/7 online approval at www.sdffcu.org or call us at 619-283-7026 TODAY!
On approved credit. Rates, terms, conditions subject to change. $35 annual fee on VISA PLATINUM.
TAKE CONTROL YOUR WAY this holiday season. Represent the firefighter community AND enjoy total control over your cards.
Click www.sdffcu.org/atm-debit-card to order your Debit Cards and www.sdffcu.org/visa to order your personalized VISA Cards.
Last Call! Grab a low Second Mortgage rate now!
Never miss another opportunity to improve your life.
• Add an ADU for extra income on your property • Add Solar for HUGE savings on electricity
• Add a deck or a pool to increase the value of your home • Buy an investment property
SDFFCU FIXED SECOND MORTGAGES
• Interest rates as low as 5.75%* • Borrow up to $250,000 • Up to 20 year terms
Visit our Home Loan Center 24/7 or call 858-217-2470 or toll-free 888-567-6989
or email Members Loan Services** at frontdesk@membersloanservices.com
*Minimum loan amount is $50,000 with the maximum of up to $250,000 For primary residence in the state of California 5.75% interest rate is for a 15 year loan. The payment for $50,000 for 15 years @5.75% is $415.21 with an APR (Annual Percentage Rate ) of 6.216% . $1,350 processing fee plus appraisal if needed. Rates and terms are subject to change without prior notice.
Other rates and terms available.
**Members Loan Services, Inc. has provided mortgage services to credit unions since 1993. Loans are funded and serviced by SDFFCU. Some restrictions may apply. NMLS# 311410.
You may have heard interest rates are on the rise... BUT, as a member of San Diego Firefighters Federal Credit Union, for a LIMITED TIME**,
you will get a 0.25% discount off SDFFCU's already low Auto Loan rate when you buy your next vehicle through Autoland .
And Ask about a 90 day deferred payment!*
• Autoland will do all the work for you-- no more hours at the dealership haggling over the price.
• Once Autoland locates your ideal car and negotiates the price, all that is left is arranging a delivery time that fits your schedule.
• Save time, money and stress!
Let Autoland do the work for you and get a 0.25% rate discount!
Here’s how it works:
1. Apply for a car loan online, over the phone, or in a branch
2. Ask for an Autoland rep and let them know about the car you want and your budget
3. Pick up your car at the branch, or have it delivered to your home
Call San Diego Firefighters Federal Credit Union at 619-283-7026 or see us online at www.sdffcu.org/auto-loans
*On approved credit. First payment may be deferred up to 90 days for qualified members. Interest will continue to accrue during the deferment period. Maximum loan term is up to 72 months. The Annual Percentage Rate discount will be applied at the time of the loan funding. Maximum amount of financing is not to exceed 120% of the Manufacturer's Suggested Retail Price (MSRP), for new vehicles or up to 120% of Retail Kelley Blue Book (RKKB) for used vehicles. 0.25% rate discount valid on Autoland purchases. Restrictions may apply. Program, rates, terms conditions are subject to change without notice.
**HURRY! Vehicle must be delivered on or before 10/7/2022.
Don't sit on your increasing equity.
USE IT today!
Promotional interest rate for MAY ONLY
as low as 4.50%* Fixed!
Visit our Home Loan Center or call 858-217-2470
or toll-free 888-567-6989 or email Members Loan Services at frontdesk@membersloanservices.com
The Home Loan Center is open online 24/7
* 4.50% interest rate with 4.846% APR (Annual Percentage Rate) $1350 for loan processing, plus appraisal if required. Monthly payment example is $50,000 for 20 years at 4.5%. Primary homes located in California and up to 80% combined loan to value (CLTV). Other rate and terms available. All loans subject to approval. Interest rates subject to change without notice.
Promotional interest rate good until May 31st, 2022..
HARNESS THE POWER OF THE SUN ~ Get started ONLINE today! – Apply Here OR CALL US AT 619-283-7026
Get your toys for summer!
Biking? Camping? Boating? See us FIRST for all your dream trips.
We have the RIGHT loan for your toys...
• MOTORCYCLE LOANS (Click Here)
• RVs? Plan a great getaway for you and your family! (Click Here)
• Have some fun with a new BOAT! (Click Here)
Get approved instantly today and find your freedom!
Grab a low Home Loan rate before they disappear!
BUY or REFI and pay $0.00 points!
Get flexibility, stability and pay ZERO POINTS on SDFFCU's Mortgage Home Loans*Perfect for first-time or current homeowners. Use the equity in your home to refinance with cash-out for home improvements, pay down higher interest rate loans or take a Vacation Cruise!
10, 15, 20 & 30 year fixed rate 1st mortgages to choose from. . . AND we can close your loan within 30 days or less!
Hurry! Refinance NOW BEFORE the boat sails without you! (Click HERE to grab your rate!)
*Primary residence in California. Second homes and investment properties are also available (California only).
Fall in LOVE with our
SDFFCU custom VISA cards!
Take Advantage of all the First Responder discounts when you present your CUSTOM Visa Card from SDFFCU! Apply Today! (Click HERE) or call us at 619-283-7026
Don’t lose out… Get a Home Loan before rates rise again!
BUY or REFI and PAY ZERO POINTS
We are here to help you save money with zero points on low mortgage rates on home loans throughout California* 10, 15, 20 & 30 year fixed rate 1st mortgages to choose from. . .
10, 15, 20 & 30 year fixed rate 1st mortgages to choose from. . . AND we can close your loan within 30 days or less!*
Visit https://www.sdffcu.org/home-loans to get started today!
Our Home Loan Center is open 24/7 online for your convenience. Or contact our mortgage processing center at 888-567-6989 or email frontdesk@membersloanservices.com for more information.
*Primary residence in California. Second homes, investment properties are also available (CA only)
Its a New Year!
Get that new home you have been dreaming of!
ZERO, ZILCH, ZIP, NO POINTS for fixed rate loans.
10, 15, 20 & 30 year fixed rate 1st mortgages to choose from.*
We can close your loan within 30 days or less!
*Primary residence in California. Second homes and investment properties are also available (California only)
Refinance NOW . . . BEFORE interest rates rise.
Our Home Loan Center is open 24/7 online for your convenience.
Or contact our mortgage processing center at 888-567-6989 or email frontdesk@membersloanservices.com for more information.
Get started today, before interest rates rise. https://www.sdffcu.org/home-loan
Already have a great rate on your mortgage?
Get ready for all those spring projects to increase your home's value... like solar, a pool, or outdoor backyard barbecue area. Put your equity to work for you with a Fixed Second or a Home Equity Line of Credit.
Get started today at: https://www.sdffcu.org/home-equity-loans
REPRESENT FIREFIGHTERS.
Carry a SDFFCU VISA in your wallet. With every SDFFCU VISA card, you will enjoy: • FRAUD PROTECTION through CardValet • Auto Rental Insurance • EMV technology • Low rates
Apply Today (CLICK HERE) or call us at 619-283-7026
Congratulations to the SD Fire-Rescue 92nd Basic Fire Academy Graduates
San Diego Firefighters FCU is a proud continued sponsor of the academy graduation cake cutting ceremony..
The Honor Recruit Aaraon Gutierrez along with SDFD Fire Chief Stowell perform the first cut of the cake with a life-size axe. The SDFF credit union also presents a check for $250 to the Honor Recruit.
Good Luck 92nd Fire Academy 92 Here for you!
A happy member!
Autoland factory ordered David's truck back in February and his 2021 Ford F-150 Hybrid arrived in no time. David was very happy with the ease of the process - were able to secure the price from February and not be subject to the additional markup the dealers currently have on these trucks. If you are looking for a "special" vehicle, let Autoland and SDFFCU assist with relieving the stress from the "dealer-experience". AND have the car delivered to your home or the credit union!
• Interest rates as low as 1.99% APR* • LOOK for your next vehicle online HERE • Get SDFFCU Auto Loan approval 24/7 HERE • TRADE-IN - Autoland will assist with your trade-in, even if you do not purchase your vehicle through them. • DELIVERY - Autoland will deliver your vehicle to your home or you can pick up your vehicle at SDFFCU!
We can get your summer off to a great start!
RV loans, (click here) Motorcycle loans, (click here) Auto loans, (click here) Boat loans, (click here)
Or call us at 619-283-7026, and we will help you get started with all your summer fun
We have Vacation Loans to help you get there...
Or, improve your own backyard for a Staycation!
Apply anytime…weekends, evenings and holidays. (click here) Or apply by phone at 619.283.7026. You may be approved in just minutes.
Let's get back out there!
• Remodel the kitchen • Fix up your backyard for summer fun! •Solar Loans for taking advantage of the sun power
Whatever project you have been dreaming of, we can help you! Apply right over the phone at 619-283-7026, or Apply Online 24/7 online.
For Home Equity Loans, Solar Loans, Personal Loans (Click here)
For Fixed Second Mortgage Loans (Click here)
Simply (click here) to get started or call us at 619-283-7026
TRUST US to be your partner in ALL of your vehicle purchasing, home improvement projects, in your home buying, and in your home refinancing.
We are the family that supports you, our Firefighters and First Responders.
Call us now to begin YOUR story at 619-283-7026 or see us online (HERE)
1. LOOK for your next vehicle online (Click Here)
2. FINANCE 24/7 SDFFCU approval (Click Here) We can even finance your toys!
3. TRADE IN - Autoland will assist with your trade-in even if you do not purchase your vehicle from them
Call us today at 619-283-7026 or apply 24/7 (Click Here)
You just gotta have it.
We are excited to announce that we have partnered with a new company to give you a new look! Our new VISA cards will have an exciting bold new look that features our firefighter branding, and will continue to feature enhanced security, online access, and electronic statement availability.
Enjoy all of the benefits you do now with a SDFFCU VISA card:
• 24/7 Cardholder Service for balance inquiries, payment information, transaction history, statement requests or to dispute a charge.
• Online Access: Real-time credit card information, including transactions, pending activity, payment information and custom email alerts, plus sign up for electronic statements when you log into your account online at www.sdffcu.org.
If you currently have a SDFFCU VISA card, these new cards will be mailed to you in mid-February to replace your current cards. Instructions will be included to activate your new cards. If you have questions, (CLICK HERE) for FAQs.
Don’t have a sdffcu visa card?
You can Apply 24/7- Just (CLICK HERE)
New wheels for the New Year? We’ve Got You!
Buy the EASY WAY with financing from SDFFCU and shopping and delivery through Autoland
• SDFFCU financing
• AUTOLAND - Shop online at your home or station
• Easy Trade Ins
• Easy vehicle delivery
Want a new home? We’ve Got You!
• First Time Home Buyer programs
• VA loans
• 10 - 30 year terms
• Monthly or bi-weekly payment options
• Refinance at a lower rate-you could eliminate mortgage insurance and SAVE money
(click here to let us help you to achieve your brand new home)
Want to freshen up your existing home? We’ve Got You!
FOR ALL YOUR PROJECTS, come to SDFFCU FIRST! We make it EASY to add energy efficiency to your home with a
• Home Equity Line
• Second Trust Deed
• Solar Loan
(click here to take the first step to a beautiful, energy efficient home)
Want convenient banking? We’ve Got You!
• Mobile Banking • Mobile Deposit • Apple Pay • Credit and Debit Card Security Controls • 30,000 FREE CO-OP ATMS • Shared Branches
Use ALL the Convenience Services that are available to you!
Call us for more info at 619-283-5477
You don’t have to leave your station or home to bank with us!
Download our app to apply for 24/7 loan approval, transfer money, pay bills. You can even sign your loan documents electronically!
MOBILE DEPOSIT - Take an image of your check and remotely deposit it
APPLE PAY - Pay with your current SDFFCU cards using an iPhone 6 or higher
~ Accepted at thousands of participating merchants
~ Keeps account info anonymous with powerful security
~ FREE to members - message and data rates may apply
SHARED BRANCHES - Over 5,000 locations to access your accounts
CO-OP ATMs - Nearly 30,000 surcharge-free ATMs including 7-Elevens
FULL CONTROL over your debit and credit card usage
~ Manage how, when and where your cards are used—on your own terms
~ Turn any card on or off in seconds
~ Ensure you are the only person using your cards
EXCLUSIVE MEMBER BENEFITS
• Low loan rates and quick approval
• No minimum balance, No monthly fee checking account
• Free checks with direct deposit
• Variety of home loans with low rates and great terms.
• Bi-weekly loan payments available to pay your loan off faster
• Security services - CardNav and SecurLock for your VISA, Debit Cards
Exclusive benefits for our heroes and families....It pays to join SDFFCU.
We are THE credit union for San Diego County Firefighter AND their families.... Not only can YOU reap the benefits but your family can too!